Islamic Crescent Co-operative Society (ICCS) Limited was established and registered in December 2013 under the Nigerian Co-operative Societies Act (CAP No. 98, 2004 as amended), Registration No. FCTA/ARDS/COOP/2019/1146. We are a community-based financial service provider grounded in Islamic principles — helping members navigate finance and investment in a fully Shari'ah-compliant manner.
All our products are reviewed and certified by our independent Shari'ah Advisory Board.
We facilitate ownership of landed properties, vehicles and other tangible assets through halal structures.
Founded by people of like-minds committed to the socio-economic welfare of Muslim communities in Abuja.
All our financial products are structured to comply fully with Islamic law — no interest, no speculation, transparent profit-sharing.
Diminishing partnership for property ownership — you buy out our share gradually until full ownership.
Learn moreLease-to-own financing for vehicles and assets — Shari'ah-compliant leasing with eventual transfer of ownership.
Learn moreJoint venture and profit-sharing partnerships designed for business investment and wealth growth.
Learn moreCost-plus financing for goods and commodities — transparent markup known upfront with deferred payment.
Learn moreBenevolent interest-free loan — a compassionate solution for members facing temporary financial difficulty.
Learn moreWe are Abuja's first comprehensive Islamic Finance & Investment Cooperative — built to serve your financial needs while respecting your faith.
All products and investments certified by an independent, qualified board of Islamic scholars.
Products that match conventional cooperative offerings — but fully compliant with Islamic finance principles.
Diversified portfolio approach maximizing returns while adhering to socially responsible investment guidelines.
The first and most comprehensive Islamic Finance cooperative in the FCT — a decade of trusted service.
Download your membership form and become part of Abuja's leading Islamic cooperative.
Download Membership FormICCS helped me finance my home in a way that gave me peace of mind. No interest, no compromise on my values — just a fair, transparent arrangement that I'm proud of.
I used the Ijarah product to acquire my vehicle. The process was simple, the Shari'ah advisory board gave me full confidence, and the team was professional throughout.
The Musharakah product allowed me to co-invest in a property while staying completely halal. ICCS truly understands the Muslim community's financial needs.
After years of avoiding conventional loans, I finally found ICCS. The Qard Hassan helped my family through a difficult time with dignity and without interest.
Download our annual general meeting minutes and audited financial statements — full transparency for our members.
ICCS maintains full compliance with Islamic finance principles, verified annually by our independent Shari'ah Advisory Board.
Have a question about our products or membership? Reach out — our team is ready to help.
Suite 31, Ejimuz Plaza, Hamzah Abdullahi Road, Along Kubwa Village Market, Phase 2, Site 2, Kubwa, Abuja Nigeria
+234 703 939 0094
Monday – Thursday: 9:00 AM – 5:00 PM
Friday: 9:00 PM - 3:00 PM
Saturday: 9:00 AM - 1:00 PM
P.O. Box 19074, Garki, Abuja, Nigeria